Transferring your wealth to the next generation
Passing wealth to the next generation is important to many people. Recent research shows that nearly half of us (47%) intend to leave a financial legacy, with a significant number planning to transfer assets directly totheir children[1]. However, navigating the complexities of Inheritance Tax (IHT) can be daunting, leaving many uncertain about how to pass […]
Guide to Tracing and Consolidating Your Pensions
Over the course of one’s working life, it’s likely that we have been members of multiple pension arrangements. Therefore, there’s a real risk we do not have a clear picture of our retirement savings. Without a clear and consolidated overview, it becomes increasingly difficult to plan with confidence or ensure that long-term financial objectives are […]
Guide to Managing and Protecting Wealth in 2026
Begin 2026 with clarity and confidence by taking control of your financial future The Essential Guide to Managing and Protecting Wealth in 2026 is designed to help you understand your options, clarify your goals, build confidence in your financial decisions, and set a strategic course for the year ahead. Whether you’re looking to strengthen your existing […]
Guide to Navigating the New Pension Inheritance Tax Rules
Significant changes are coming to how pensions are treated on death, and they may have a significant impact on how much of your pension your loved ones eventually receive. Starting in April 2027, the long-standing arrangement under which your pension sits outside your taxable estate is changing. Don’t wait until then to understand how the new […]
The longevity challenge
Planning to make sure your retirement savings last Many of us look forward to retirement as a time to relax and enjoy the fruits of our labour. However, an increasing number of retirees are facing an unexpected challenge: their lifespans are extending well beyond their initial expectations, and their financial plans may not be sufficient […]
Don’t miss the deadline for Individual Savings Accounts
Have you fully utilised this wrapper that shields your savings and investments from tax? An Individual Savings Account (ISA) is highly effective for anyone looking to save or invest money in a tax-efficient way. An ISA functions as a wrapper that shields your savings and investments from tax. Any interest, capital gains or dividends earned […]
Time to boost your retirement fund
Maximise your pension planning before the end of the 2025/26 tax year As the 2025/26 tax year ends on 5 April, now is the right time to review your pension arrangements and ensure you’re maximising all available allowances. Taking proactive steps in pension planning now can help you secure valuable tax relief, boost your retirement […]
Safeguarding your future
Without a sufficient financial buffer, an unforeseen health issue could be catastrophic In the current economic climate, financial stability seems more out of reach than ever for many households across the UK. Recent research reveals a significant gap between our desire for security and the actions we actually take to attain it. Half of the […]
What’s on your financial to-do list for 2026?
Why keeping your financial plan relevant is more important than ever Have you set your New Year’s financial resolutions? The key is to make them specific and measurable. To help you get started, we have suggested some financial resolutions for 2026 to consider, all of which are realistic, achievable and easy to track.
Don’t let your pension funds disappear
How financial awareness can protect your hard-earned retirement savings In an era when job changes are common, millions of people in the UK risk losing touch with their hard-earned retirement savings. New research highlights a concerning gap in financial awareness, with many individuals potentially missing out on a significant part of their future income because […]