Accessing cash later in life
You may be rich in assets but low on income, especially if a significant portion of your wealth is tied up in your home. We help you explore safe, considered ways to unlock funds without compromising your future.
Unlock the value in your home without compromising your future
As we get older, our financial needs often shift. You might discover that much of your wealth is invested in your property, while your income feels more restricted. Whether you’re aiming to support your family, fund your lifestyle, or feel more financially secure, there are ways to access the money you’ve accumulated without needing to sell or downsize immediately.
At Dartington Wealth Management, we help you explore your later-life finance options with clarity, care and confidence.
What might bring you here?
Clients often come to us when:
- Looking to supplement pension income or savings
- Considering gifting money to children or grandchildren
- Wanting to adapt or future-proof their home
- Exploring ways to fund care costs or private healthcare
It’s about making your wealth work for your life today, not just tomorrow.
How our service supports you
We help you understand the options available for releasing capital in later life, whether through equity release, remortgaging, or other personalised strategies. More importantly, we help you understand the implications for your future income, estate, and long-term plans.
If equity release is suitable for you, we’ll guide you through the different types, from lifetime mortgages to home reversion plans, and help you determine if it aligns with your needs and values. If there’s a better alternative, we’ll let you know and help you find it.
You’ll receive impartial advice, straightforward explanations, and support that always prioritises your best interests.
What to expect when you work with us
We begin with a conversation, one that’s focused not just on your financial situation, but on your hopes and concerns. Whether you’re exploring equity release for the first time or revisiting previous advice, we’ll take the time to understand what’s right for you.
We’ll look at your whole financial picture, including pensions, investments and any benefits you may be entitled to. Then we’ll explain the options in detail, answer your questions, and help you weigh the long-term impact of any decision.
We recognise that accessing wealth linked to your home is a highly personal decision. Our role is to guide, not pressure, ensuring you make choices with complete understanding and confidence.
A message from our CEO
CEO, Dartington Wealth Management
At Dartington Wealth Management, we prioritise honest, independent advice above everything else. Our promise is to provide guidance that genuinely benefits you, rather than meeting sales targets or promoting products. Every recommendation is made with your best interests in mind, as your financial future deserves nothing less than transparency, integrity, and care.
We’re here to build enduring relationships rooted in trust and respect, supporting you to make confident decisions at every life stage.
Ready to take the next step?
If you’re considering how to unlock cash in later life and want advice you can trust, we’re here to help you move forward with clarity and peace of mind.
- enquiries@dartingtonwealth.co.uk
- 01223 211 122