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Our service & fees

Trying to avoid paying fees for professional advice can be a false economy, and could end up costing you thousands in the long-run.

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Good advice pays for itself

A report into the value of financial advice has found that those seeking help from an IFA were better off by an average of £40,000 compared to their unadvised peers. The findings from the International Longevity Centre think-tank show that the benefits of advice applied to both the ‘affluent but advised’ and the ‘just getting by but advised’.

Affluent advised customers upped their liquid assets by over £12,000 (17%) and pension wealth by £31,000 (16%) compared to those who didn’t get advice. Less wealthy clients still had an uplift of nearly £40,000 from taking advice, with an additional £14,000 in liquid assets and £26,000 in pension wealth.

Among both groups over 90% were found to be happy with the advice they received. The report concludes that trust and financial capability were the two biggest drivers of seeking advice.
Download Client Agreement

Simple, competitive and transparent fees.

Feel free to download a copy our Client Agreement and ongoing service.

You can also use the calculator below to enter the amount you want to invest and see what our fees will be.
Download Client Agreement

Simple, competitive and transparent pricing

We are committed to providing you with simple, competitive and transparent pricing. Enter the amount you want to invest or transfer below, and our fees calculator will tell you what the maximum initial fee will be and what the maximum ongoing fee for our services will be.

There are third party fees for the investment platform (custodian) used to hold and manage your portfolio, and the investment funds’ charge. However, we have used our scale to negotiate more competitive pricing than you can obtain directly yourself. 

Amount to be Invested

Our Initial Fee

This is a one-off fee that covers our initial financial and investment advice and includes the fact-finding process, risk profiling, measuring your capacity for loss, the investment research, our written report and recommendation and setting up your portfolio in a tax-efficient manner. Our initial fee is 1% of the amount invested up to £500,000 and 0.5% above £500,000.

Note: Minimum £1,500 and normally capped at £10,000 capped fee is for 'Simple Advice' only. The fee for Advanced and Complex Advice may be higher.

Our Ongoing Fee

This is the fee you pay for receiving ongoing financial planning, advice, administration support and managing your investment and/or pension portfolio. The fee is dependent on the amount you have invested with us. It is 1% on the amount invested up to £500,000, reducing on a tiered basis to as little as 0.50%.

The fees quoted above using our fee calculator are indicative.

Financial intermediation is exempt from VAT. VAT will be charged where applicable and if no financial intermediation occurs.

You can read our full terms and conditions, including our fees, by downloading our Client Agreement from this website.

The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back their initial investment. This information is based on our fees and charges as at September 2025 and may change from time to time.

In the event that there are any additional fees, our adviser will confirm that prior to you proceeding with any recommendations.

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