Super Tankers Super Value?
For years we have been reliably informed that members of pension schemes want investment choice and the pension industry has spent a lot of time and money providing that choice. Throughout that time, we have wondered if this was strictly true. Our experience was that most people stayed within the default fund, including its lifestyle […]
Living for today
As we enter the predicted roaring twenties most people are looking forward to having many more positive moments in their life. It is a little surprising to talk about the subject of life insurance and positivity but the success of the fintech disruptor YuLife shows that surprising things can happen when you take a fresh […]
Where’s the real value?
What are the key factors when looking to deliver a reasonable pension pot at retirement? What about contributions levels, charges, investment returns and time? All important factors and dominate the minds of the The Pensions Regulator, Trustees and the members of Independent Governance Committees (IGC). Rightly so. However, if a member of a workplace pension […]