Life expectancy is far greater than it was 50 years ago.
You probably wouldn’t have needed much retirement planning 50 years ago as retirement of less than 10 years was the norm. These days retirement often lasts 20 – 30 years. Although the State does provide some basic financial security in the form the State Pension, the amount you receive depends on a number of factors.
Employers now have to provide a workplace pension to help people safe and produce retirement income over and above the State Pension and many already have, but the benefits will vary depending the contributions made and other factors including investment performance and length of service. You need a far greater pension pot to ensure a long, financially secure retirement than you would have needed in the past.
Throw pensions’ freedom, the huge reduction in the lifetime allowance and restrictions on the annual contribution allowance in to the mix, and it becomes clear that getting professional retirement advice is not a luxury, it’s a necessity.
My experience has been very good, especially the personal help from Philip Bowden-Pickstock
I was very happy with the service that Dartington provided with respect to our new mortgage and I have already recommended them to a friend
I have always been very satisfied with the advice and service I receive from them
My adviser Chris Galpin is very good at explaining how our investments and pensions work, and he is always available should we need advice
We used the services of the Chris Galpin and I cannot rate his helpfulness, knowledge or patience highly enough. He very efficiently soughted out the best mortgage for us and then got on with the application process with the minimal amount of fuss. Nothing was too much trouble and I will be using him in the future
All our dealings to date have been excellent, they have listened to our requirements made suitable suggestions and implemented them in a friendly and professional manner
I have had honest advice and when my husband died they did all the necessary paper work for me very swiftlly and did not charge. A friendly professional firm who quickly understand your needs – no hard sell – your protection paramount
I get a good personal service from an experienced and thoughtful person whom I have known for 30+ years, and trust. That’s very valuable to me even when we don’t entirely agree on priorities! He also advises me on things I need to get around to doing, and I usually follow his advice
I have been with Dartington since before they were Dartington, and the level of service has continued at the same high standard
They were recommended to me and I have already recommended them to others. They are good at explaining things in a way I understand
Never had any problems. Friendly consultancies
I trust my adviser
The financial adviser I have dealings with has been excellent over the years