Funding care in later life involves planning for the costs of specific needs unique to older people.
Health and financial security are really important issues and become more so the older we get. No one knows what the future holds but it is possible to exercise a considerable amount of control over some very significant aspects of old age. Aspects like where you live, how much capital and income you have at your disposal and perhaps most important of all, how you pay for your care.
This is particularly significant as care costs in England are not covered by the state in the way that health costs are. In fact, anybody with assets worth £23,250 or more – including the value of their home – is required to pay for all of their care. This means that without the right planning, people might have to use up their savings and other assets to cover their care costs and this may even mean having to sell their home.
My experience has been very good, especially the personal help from Philip Bowden-Pickstock
I was very happy with the service that Dartington provided with respect to our new mortgage and I have already recommended them to a friend
I have always been very satisfied with the advice and service I receive from them
My adviser Chris Galpin is very good at explaining how our investments and pensions work, and he is always available should we need advice
We used the services of the Chris Galpin and I cannot rate his helpfulness, knowledge or patience highly enough. He very efficiently soughted out the best mortgage for us and then got on with the application process with the minimal amount of fuss. Nothing was too much trouble and I will be using him in the future
All our dealings to date have been excellent, they have listened to our requirements made suitable suggestions and implemented them in a friendly and professional manner
I have had honest advice and when my husband died they did all the necessary paper work for me very swiftlly and did not charge. A friendly professional firm who quickly understand your needs – no hard sell – your protection paramount
I get a good personal service from an experienced and thoughtful person whom I have known for 30+ years, and trust. That’s very valuable to me even when we don’t entirely agree on priorities! He also advises me on things I need to get around to doing, and I usually follow his advice
I have been with Dartington since before they were Dartington, and the level of service has continued at the same high standard
They were recommended to me and I have already recommended them to others. They are good at explaining things in a way I understand
Never had any problems. Friendly consultancies
I trust my adviser
The financial adviser I have dealings with has been excellent over the years