Mortgages are loans secured against property in the form of a charge registered with HM Land Registry..

Because the loan is secured, mortgages are deemed to be a lower risk than an unsecured loans like a personal loan from a bank, for example. Hence the lender can afford to lend on more favourable terms, at a lower interest rate and over a longer period.

The main types of mortgages are: residential mortgages; second home mortgages; buy to let mortgages; equity release mortgages and commercial mortgages (a loan to a business).

Different rules apply under different circumstances so arranging a mortgages can be a minefield and take a frustrating amount of time and energy. An experienced mortgage adviser will, therefore, save you a lot of time and money.

CALL US NOW ON 01223 211 122

Or fill in and submit the contact form below

What our clients say

Contact us today

Financial Services

Independent Financial Advice and Wealth Management Services