Financial Planning in Cambridge

Financial planning help can help you achieve your financial goals and there’s one thing for sure – if you don’t plan it’s the same as planning to fail.

 

Financial Planning Cambridge.

These 6 steps are used by all Certified Financial Planners as an effective method of reaching client goals.

Establishing a relationship and determining your goals

This is your chance to get to know your financial planner, and their chance to understand you. This stage is important in building trust because achieving a good relationship is key to the process being successful.

Gathering your financial details

The next stage is to start to understand your specific financial circumstances, needs and objectives. Your financial planner will also try to gauge your risk tolerance, capacity for loss and your knowledge and experience of investing. This is important in determining which financial products or services are suitable for you.

Analysing the information gathered

Your planner will then analyse the information collected about you, weigh up the options available to help you achieve your objectives and identify suitable products and services. You also will gain a better understanding of what it will cost to achieve your goals and over what timeframe you might be able to do so.

Designing your financial plan

This is where the planning really begins. Taking into account the information collected and the analysis that will have been carried out, your planner will discuss your options, your investment strategy, the costs and any others things which might be important to you.

Implementing the plan

Once you have discussed the options and solutions proposed in your plan, including understanding the risks, costs and timeframe involved, you can then instruct your financial planner to implement those plans which may involve setting up certain products and or applying for specific services.

Monitoring the plan and reviewing your situation

Life and your plans change. Therefore, it is important to regularly review your plans and your arrangements to monitor things like investment performance and continued suitability. Financial planning advice is most effective when you regularly review. It is important to continue to understand whether the initial advice is still working for you and keep your financial planner updated on your financial circumstances. Equally, regulations, taxes and legislation changes just as your circumstances do. If new laws come in to force that may affect your financial plan, these need to be taken into account and your arrangements may need to be tweaked to accommodate these and keep you on track.

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    In a nutshell…

    The financial planning process is designed to help you achieve and afford the things you most want from life, for yourself and your family. Whilst you may save money in the short term by avoiding financial planning, it could be very costly in the long term if you make the wrong decisions or buy unsuitable products. Financial planner’s knowledge, expertise and experience is something worth investing in – after all, it’s about investing in yourself at the end of the day.

    What people say about us:

    I have always been very satisfied with the advice and service I receive from

    I have always been very satisfied with the advice and service I receive from them.

    - Jennifer Hoyos

    My adviser Chris Galpin is very good at explaining how our investments and pensions work

    My adviser Chris Galpin is very good at explaining how our investments and pensions work, and he is always available should we need advice.

    - Annie Roberts

    We used the services of the Chris Galpin and I cannot rate his helpfulness

    We used the services of the Chris Galpin and I cannot rate his helpfulness, knowledge or patience highly enough. He very efficiently soughted out the best mortgage for us and then got on with the application process with the minimal amount of fuss. Nothing was too much trouble and I will be using him in the future.

    - Fiona Gilbert

    All our dealings to date have been excellent

    All our dealings to date have been excellent, they have listened to our requirements made suitable suggestions and implemented them in a friendly and professional manner.

    - Michael Dearman

    I have had honest advice and when my husband died they did all the necessary paper work for me

    I have had honest advice and when my husband died they did all the necessary paper work for me very swiftlly and did not charge. A friendly professional firm who quickly understand your needs – no hard sell – your protection paramount.

    - Patricia Revel

    I get a good personal service from an experienced and thoughtful person

    I get a good personal service from an experienced and thoughtful person whom I have known for 30+ years, and trust. That’s very valuable to me even when we don’t entirely agree on priorities! He also advises me on things I need to get around to doing, and I usually follow his advice.

    - Penny Henderson

    The level of service has continued at the same high standard

    I have been with Dartington since before they were Dartington, and the level of service has continued at the same high standard.

    - Adrian Moxon

    They were recommended to me and I have already recommended them to others.

    They were recommended to me and I have already recommended them to others. They are good at explaining things in a way I understand.

    - Sheila Thomas

    Never had any problems. Friendly consultancies

    Never had any problems. Friendly consultancies.

    - Roger Stratford

    I trust my adviser

    I trust my adviser.

    - Jon Daly

    The financial adviser I have dealings with has been excellent over the years

    The financial adviser I have dealings with has been excellent over the years.

    - Janet Huskinson

    My experience has been very good, especially the personal help from Philip Bowden-Pickstock

    My experience has been very good, especially the personal help from Philip Bowden-Pickstock.

    - Christine Jolly

    I was very happy with the service that Dartington provided

    I was very happy with the service that Dartington provided with respect to our new mortgage and I have already recommended them to a friend.

    - Dr Michael Gifford

    I was looking for a reliable company to set up and manage my portfolio.

    I was looking for a reliable company to set up and manage my portfolio. After an initial consultation to fully understand my needs, Malcolm and Andrew handled my case with a professional approach and carefully explained my options, leaving me no doubt that my money is in safe hands… Nicola Cope

    Malcolm and the team have been brilliant with starting our financial journey and have kept us in the loop at every stage. Excellent professional service, great advice, super quick responses!.. Liam Hayes

    I worked with Rachel Rutherford on some insurance products and was so impressed with the service I asked for a full review of my family investments too. The review and the advice was excellent – pragmatic, informed and practical, and better than previous advisers I’ve worked with. Look forward to using Dartington again in the future…

    - Triston Noyes

    I recently took out a life insurance policy to protect my mortgage.

    I recently took out a life insurance policy to protect my mortgage. My advisor was Rachel Rutherford and the service was efficient and professional…

    - Jordan Tweed

    I have been using Dartington Wealth Management for two years now

    I have been using Dartington Wealth Management for two years now, since my previous financial advisor retired. Malcolm and the team are always extremely helpful and very quick to respond to any queries. He undertook a review of my investment and pension portfolio last year, which was completed professionally and yielded very positive results. I would have absolutely no hesitation in recommending Dartington Wealth Management…

    - Martin Noon

    Terrific service from Rachel

    Terrific service from Rachel, taking time to fully understand my requirements and then presenting detailed analysis of the options open to me. Just the right level of detail and she brought a reassuring level of market knowledge to ensure I got the right product at the best price…

    - Ed Henriet

    I contacted Dartington Wealth Management with no much hope for a quick

    I contacted Dartington Wealth Management with no much hope for a quick call back (due to COVID-19 the office was closed). Within 10 minutes I received an e mail back followed by the phone call from Malcolm!
    I’ve been provided with a honest and highly professional opinion on my inquiry. Malcolm was extremely helpful. Once my personal circumstances have changed I will not think twice but certainly contact Dartington. Thank you Malcolm!..

    - Ilona Karpanos

    Dartington Wealth Management is unique in my view in that all its staff are trained to a very high level

    Dartington Wealth Management is unique in my view in that all its staff are trained to a very high level and are endlessly helpful and willing to help out even with trivia that is hardly rewarding for them.
    When it comes to specialist things, their skills stretch to pretty well every area of our financial lives and you know you are getting the benefit of cutting edge advice . Malcolm Coury, the CEO, has looked after me over some 20 years and when things get tough, which they are at present, he is always there with good advice given in a way that shifts panic to one side and brings sweet clarity to only the things that should concern us.
    Malcolm and his team make sure every communication is answered that day even if it is occasionally just to acknowledge and confirm the date a full reply will come through.
    I am hugely impressed with them and would have no hesitation in recommending Dartington to someone looking for an IFA…

    - Simon Smith

    Very knowledgeable, very quick to respond and detailed analysis

    Very knowledgeable, very quick to respond and detailed analysis…

    - Sarah Moore

    I spent a bit of time talking to several IFAs before settling on DWM

    I spent a bit of time talking to several IFAs before settling on DWM- what sold me on them was the deep level of information gathering they did up-front to make sure they really understood what I was asking- and it helped me to understand too. It also helped that their charges were far more reasonable than I had seen elsewhere!..

    - Niall Gillespie

    Malcom and his team have provided an efficient and professional service

    Malcom and his team have provided an efficient and professional service, demonstrating in depth knowledge with clear explanation. A pleasure to deal with…

    - Amanda Cameron

    I have instructed the many services Dartington Wealth Management offer

    I have instructed the many services Dartington Wealth Management offer, Pension and Investment services, Mortgages and Work Placed Pension the professional, impartiality and quality of advice is second to none…

    - James Brain

    Good solid expert advice. keep up the good work Dartington!

    Good solid expert advice. keep up the good work Dartington!..

    - Ros Pollard

    Excellent service and support, always very helpful and rapid to respond

    Excellent service and support, always very helpful and rapid to respond…

    - Charles Bruce

    My partner and I received incredibly helpful and honest information from Oliver

    My partner and I received incredibly helpful and honest information from Oliver. Very helpful & honest – they aren’t just trying to sell you something! We benefited from his extensive knowledge and experience and we’re incredibly grateful for his help. We would recommend him and the company to anyone…

    - Daisy

    Dartington are a recommended independent financial advisor for people

    Dartington are a recommended independent financial advisor for people in the Universities pension scheme (USS). I met up with Oliver Bridgman, he gave me the advice I needed, and with no charge for the initial consultation, which gave me all the advice I needed to take the right next steps. I now need more advice and will be going to him again…

    - Julian Peck

    Fast and really helpful advice from Malcolm- thank you!

    Fast and really helpful advice from Malcolm- thank you!..

    - Alex Sutton

    Malcolm and his team are amazing! Deep knowledge and proactive “on-the-ball” service

    Malcolm and his team are amazing! Deep knowledge and proactive “on-the-ball” service…

    - Mike Bekin

    Our Address

    Dartington Wealth Management Ltd.
    5b Clifton Court,
    Cambridge CB1 7BN

    Tel: 01223 211 122
    Email: enquiries@dartingtonwealth.co.uk

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