Equity Release Adviser in Cambridge

We are Cambridge's premier equity release adviser and understand how important a personal independent service is to make an informed decision.

 

Equity Release Adviser Cambridge

We understand it’s very important that you have all the information you need about equity release to make an informed decision.

Therefore, we take the time to understand your personal financial circumstances and will provide you with impartial and independent advice on whether it is right for you, and which products from those available best suit your needs.

Getting independent advice

Equity release is a big financial decision. The way to be confident that it’s right for you is to talk to a properly qualified equity release adviser. Our fully qualified equity release advisers offer expert, impartial independent advice recommending only the most suitable equity release products from the whole market available.

It's safe

Equity release is fully regulated by the Financial Conduct Authority and plans that meet the Equity Release Council standards offer additional protection.

Tax-free

The cash you unlock from your home through equity release is tax-free and you can spend it however you wish.

Protecting your family

Equity release plans meet the Equity Release Council standards to protect your loved ones from inheriting a debt be eliminating the possibility of negative equity. However, it will reduce the value of your estate on death, which means it may reduce your potential Inheritance Tax liability. This means you leave less for your beneficiaries to inherit (if applicable) so it’s important they know about it.

Lifetime mortgage or Home reversion plan?

Probably the most popular form of equity release these days is a Lifetime Mortgage because you’ll still own your home and there are typically no monthly payments to worry about. In simple terms it’s a loan secured against your property and repaid when your plan comes to an end which is usually when you pass away or enter long-term care.

In addition, plans that meet the Equity Release Council standards come with the ‘no negative equity’ guarantee. This means you’ll never owe more than the value of your home and, therefore, any debt you accrue will not be passed on to your family.

Other types of equity release There are other ways to release equity tied up in your property and these will always be considered if Lifetime Mortgages aren’t right for you. For example, home reversion schemes and retirement interest only mortgages.

Talk to us now

Feel free to download our guides and to arrange an initial no obligations chat with one of our equity release advisers in Cambridge; call us on 01223 211 122 or email us at: enquiries@dartingtonwealth.co.uk

download our equity release factsheet download planning for tomorrow

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What people say about us:

I have always been very satisfied with the advice and service I receive from

I have always been very satisfied with the advice and service I receive from them.

- Jennifer Hoyos

My adviser Chris Galpin is very good at explaining how our investments and pensions work

My adviser Chris Galpin is very good at explaining how our investments and pensions work, and he is always available should we need advice.

- Annie Roberts

We used the services of the Chris Galpin and I cannot rate his helpfulness

We used the services of the Chris Galpin and I cannot rate his helpfulness, knowledge or patience highly enough. He very efficiently soughted out the best mortgage for us and then got on with the application process with the minimal amount of fuss. Nothing was too much trouble and I will be using him in the future.

- Fiona Gilbert

All our dealings to date have been excellent

All our dealings to date have been excellent, they have listened to our requirements made suitable suggestions and implemented them in a friendly and professional manner.

- Michael Dearman

I have had honest advice and when my husband died they did all the necessary paper work for me

I have had honest advice and when my husband died they did all the necessary paper work for me very swiftlly and did not charge. A friendly professional firm who quickly understand your needs – no hard sell – your protection paramount.

- Patricia Revel

I get a good personal service from an experienced and thoughtful person

I get a good personal service from an experienced and thoughtful person whom I have known for 30+ years, and trust. That’s very valuable to me even when we don’t entirely agree on priorities! He also advises me on things I need to get around to doing, and I usually follow his advice.

- Penny Henderson

The level of service has continued at the same high standard

I have been with Dartington since before they were Dartington, and the level of service has continued at the same high standard.

- Adrian Moxon

They were recommended to me and I have already recommended them to others.

They were recommended to me and I have already recommended them to others. They are good at explaining things in a way I understand.

- Sheila Thomas

Never had any problems. Friendly consultancies

Never had any problems. Friendly consultancies.

- Roger Stratford

I trust my adviser

I trust my adviser.

- Jon Daly

The financial adviser I have dealings with has been excellent over the years

The financial adviser I have dealings with has been excellent over the years.

- Janet Huskinson

My experience has been very good, especially the personal help from Philip Bowden-Pickstock

My experience has been very good, especially the personal help from Philip Bowden-Pickstock.

- Christine Jolly

I was very happy with the service that Dartington provided

I was very happy with the service that Dartington provided with respect to our new mortgage and I have already recommended them to a friend.

- Dr Michael Gifford

Our Address

Dartington Wealth Management Ltd.
5b Clifton Court,
Cambridge CB1 7BN

Tel: 01223 211 122
Email: enquiries@dartingtonwealth.co.uk

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