We favour an ‘Ad Valorem’ (percentage based) fee model for our investment clients. Therefore, the more money you have invested with us, the higher our fee is likely to be. However, we are not greedy and so the percentage we charge does reduce the more you have invested. Further, in the majority of cases our clients enjoy the benefit of no ‘transaction’ charges and no ‘portfolio’ charges which means what you pay us is an all inclusive charge.
The only other charges you’re likely to pay are the chosen third party investment platform or product charges and the charge of the selected funds (if applicable). Our objective is to keep the total cost of ownership as low as possible so your money works harder for you.
We are also happy to work on an hourly fee or fixed fee basis for certain services and or ‘one-off’ transactions, for example arranging your mortgage.
We want to be as transparent as we can so we’ve tried to make our Client Agreements and fee schedules as simple as possible and easy for you to understand. Apologies if it is a little bit long but we have made an effort to cover everything in it.