With more freedom comes greater responsibility

How much money will I actually need when I do eventually retire?

A full and happy retirement is a priority for many. But no two people are alike. A ’one-size-fits-all’ system cannot accurately account for everyone’s individual lifestyle choices, so it makes sense that the way you prepare for your future is likely to be different from others.

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Continue ReadingWith more freedom comes greater responsibility

Tracking down savings from a previous employer

Savers paying fees to multiple providers across all their pensions

The more old pensions you have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million Britons admit they have no idea how many pensions they have and risk paying more in fees than necessary, according to new research[1].

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Continue ReadingTracking down savings from a previous employer

Reviewing your finances sooner rather than later

Bolster your retirement lifestyle as you approach your planned retirement date

Have you ever wondered what you need to consider as you approach retirement? Whatever your concept of what is a good pension pot, one certainty is that relying on the State Pension alone will not give you a good enough pension to live on comfortably through your retirement.

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Continue ReadingReviewing your finances sooner rather than later